1. Report of the Committee on the Financial System, 1991 (Narasingham Committee Ist Report).
2. Chandra Shekhar, "Reduction of NPA- key to Banking Reform", Yojana, vol. 47, No. 10,
October, 2003, p. 11.
3. Ibid.
4. Economic Survey, 2002-03, Government of India.
5. State Level Bankers Committee Meeting Bihar, "NPA position".
6. M. Rajeev and H. P. Mahesh, (2010) Banking Sector Reforms and NPA: A study of Indian
CommercialThangavelu (2014), ―A Study on the Composition of Non-Performing Assets
(NPAs) of Scheduled Commercial Banks in India‖ Journal of Finance and Bank Management,
Vol. 2, No. 1, pp. 31-48
7. A. Kaur, (2012) ―An empirical study on the performance evaluation of Public Sector Banks
in India‖, International Journal of Marketing, Financial services and Management Research,
1(11), November, pp. 117-131
8. Reserve Bank of India. (2017). Report on Trend and Progress of Banking in India 2016-17.
Retrieved from www.rbi.org
9. Reserve Bank of India. (2015). Master circular-Prudential norms on income recognition, asset
classification and provisioning pertaining to advances. Retrieved from https://rbidocs.rbi.org.in/rdocs/notification/PDFs/101MC16B68A0EDCA9434CBC239741F526 7329.PDF
10. Gautami, S., Tirumalaiah, P. K., & Sreecharan, V. (2015). Assets classification and trends of
Nonperforming Assets of Commercial banks in India. International Journal of Science and Research,
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