( ISSN 2277 - 9809 (online) ISSN 2348 - 9359 (Print) ) New DOI : 10.32804/IRJMSH

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INFLUENCE OF SFCL IN WOMEN’S ROLE IN HOUSEHOLD DECISION

    2 Author(s):  GEHANATH POUDEL, DR. SHALINI SAXENA

Vol -  10, Issue- 8 ,         Page(s) : 187 - 200  (2019 ) DOI : https://doi.org/10.32804/IRJMSH

Abstract

Small Farmers Cooperative Limited (SFCL) as a micro finance institution, supports the rural farmers especially poor, marginalized, disadvantaged and women, aiming to improve their socio-economic status and reduce the poverty level. The study has been focused to show the impact of SFCL on women’s role in household decision-making process. Ilam district of Nepal has been considered as geographical area for the study and women involved in Small Farmers Cooperative Ltd. (SFCL) as the primary respondents. Direct personal interview through self-reported structured questionnaires were administered for quantitative data collection and open-ended checklists were used for the qualitative data collection. For the study, analysis has been done on three layers. Firstly, recognition of authority of last decision in household level activities. i.e., who takes the last decision in household activities? For this, four options were ascertained as the most prevailing decision makers: husband independently, wife independently, jointly of both them, and other senior members. Joint decision of husband and wife was found most common, which shows there is cordial relations between them. In few households, either husband or wife took decisions independently. In very negligible households, senior members took decisions. Secondly, change in intensity of involvement in household decisions, before and after joining SFCL. Substantial change in intensity of involvement has been found after joining SFCL, as large number of respondents shifted from “sometimes” and “never” situation to “every time” situation in all six ascertained activities. Nevertheless, there is no uniform intensity of women participation in all activities because of the differences in domestic importance of these activities. In more important activities like selling /purchasing of land and house, male is more dominant and in less important activities like purchasing of children’s clothes, female is more entrusted. Lastly, case studies have been accomplished regarding women empowerment as narratives, comparing their experiences, before and after involving in SFCL. Their experiences corroborated the quantitative finding and were convergent as well.

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