( ISSN 2277 - 9809 (online) ISSN 2348 - 9359 (Print) ) New DOI : 10.32804/IRJMSH

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A STUDY OF NON-PERFORMING ASSETS OF PUBLIC BANKING SECTORS WITH SPECIAL REFERENCE TO PUNE DISTRICT

    2 Author(s):  MR. AJAY MENDES, DR. GIRBAL SINGH LODHI

Vol -  7, Issue- 8 ,         Page(s) : 224 - 230  (2016 ) DOI : https://doi.org/10.32804/IRJMSH

Abstract

Abstract: The Indian banking sector has been facing serious problems of raising Non- Performing Assets (NPAs). The NPAs growth has a direct impact on profitability of banks. Non- performing assets are one of the major concerns for public sector banks in Pune district. There seems to be no unanimity in the proper policies to be followed in resolving this problem. A high level of NPAs suggests high probability of a large number of credit defaults that affect the profitability and net-worth of banks and also erodes the value of the asset. NPAs affect the liquidity and profitability, in addition to posing threat on quality of asset and survival of banks. The problem of NPAs is not only affecting the banks but also the whole economy.

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