( ISSN 2277 - 9809 (online) ISSN 2348 - 9359 (Print) ) New DOI : 10.32804/IRJMSH

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IMPACT OF COVID-19 ON THE PERFORMANCE OF PRIVATE SECTOR BANKS IN INDIA: AN EMPIRICAL STUDY

    1 Author(s):  DR. JYOTIRMOY KOLEY

Vol -  13, Issue- 2 ,         Page(s) : 142 - 149  (2022 ) DOI : https://doi.org/10.32804/IRJMSH

Abstract

The Covid-19 pandemic has impacted the global economy as well as global banking system. Indian economy and banking sector are not out of that ambit. An adverse effect of the Covid-19 outbreak is evident in Indian banking sector by way of increase in credit demand, NPAs and a decrease in profitability. These are due to the sudden forced shutdown of many entities inside of many industries. The Government of India and Reserve Bank of India both have taken various policy measures to get recovery from these damages caused by the pandemic. The present paper has tried to analyze the impact of Covid-19 on the performance of the Indian private sector banks from the perspective of earning quality, asset quality, capital adequacy, management efficiency, liquidity. The paired t-test has been applied to examine the impact of Covid-19 on the performance of private sector banks in India. The result shows that the pandemic has no impact on the profitability of the Indian private sector banks.

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Mishra, A.K. et al. (2021). Impact of Covid-19 Outbreak on Performance of Indian Banking Sector. CEUR Workshop Proceedings (CEUR-WS.org). https://www.researchgate.net/publication/351023042

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