( ISSN 2277 - 9809 (online) ISSN 2348 - 9359 (Print) ) New DOI : 10.32804/IRJMSH

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A STUDY ON RISK MANAGEMENT PRACTICES OF SELECTED PUBLIC SECTOR AND PRIVATE SECTOR BANKS IN KERALA

    2 Author(s):  ANNA CELINE E J,DR. RAJI JOSEPH

Vol -  11, Issue- 12 ,         Page(s) : 63 - 75  (2020 ) DOI : https://doi.org/10.32804/IRJMSH

Abstract

Banks are dynamic entity in the economic life of every modern state. Banks are not just the storehouses of the country’s wealth but are the source of resources necessary of economic development. In India, the banking sector is considerably strong at present but at the same time, banking is considered to be a very risky business. Financial institutions must take risk, but they must do so consciously. However, it should be borne in mind that banks are very fragile institutions which are built on customers’ trust, brand reputation and above all dangerous leverage. In case something goes wrong, banks can collapse and failure of one bank is sufficient to send shock waves right through the economy.

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