( ISSN 2277 - 9809 (online) ISSN 2348 - 9359 (Print) ) New DOI : 10.32804/IRJMSH

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A STUDY OF FINANCIAL LITERACY AND KNOWLEDGE OF FINANCIAL MANAGEMENT AMONGST UNIVERSITY STUDENTS IN DELHI NCR

    2 Author(s):  VINIT SIKKA ,DR. ANUDEEP RAWAL

Vol -  11, Issue- 4 ,         Page(s) : 129 - 143  (2020 ) DOI : https://doi.org/10.32804/IRJMSH

Abstract

This paper highlights the financial literacy and knowledge of financial management among students of Delhi, NCR, reviews previous efforts to promote financial literacy and knowledge, and discusses new directions for such initiatives. Through case study papers issues relating to scaling up raised and examined six main emerging strategies for achieving greater impact of the present study. The first strategy of scaling up is through Knowledge of financial concepts, second is through Ability to use financial concepts, third is by Aptitude in managing personal finances and the fourth Skill in making appropriate financial decisions, fifth is Financial Management and planning future financial needs, and finally financial literacy level of different socio economic demographic factors. The results of this study have several important implications for the suggestions of the study will be given to various Banks/ Financial institutions/ Insurance companies/SEBI or other financial regulators of the country to tie up with various boards, universities & educational institutions so as to run campaigns or curriculums for providing knowledge of financial management to inculcate financial literacy and financial education among various university students.

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